Privacy Policy
Privacy Policy for B2B Money Club LTD
At B2B Money Club LTD ("we", "us", "our"), we are dedicated to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal data when you visit our website, engage with our services, or contact us for business loan inquiries.
Please read this Privacy Policy carefully to understand how we handle your personal information in accordance with the Data Protection Act 2018 and the General Data Protection Regulation (GDPR).
1. Information We Collect
We may collect the following types of personal data from you:
Personal Identification Information: This may include your name, email address, phone number, company name, job title, and postal address.
Financial Information: Details about your business, including but not limited to bank account details, financial history, tax records, and any other information related to your loan application.
Technical Data: This includes your IP address, browser type, device type, operating system, referral sources, pages visited on our website, and other usage data gathered through cookies and similar technologies.
2. How We Use Your Information
We use the information we collect for the following purposes:
To Provide Loan Services: To process and assess your business loan applications, verify your identity, conduct credit assessments, and provide loan offers.
Customer Support: To communicate with you regarding your loan application, provide updates, and answer any questions or concerns you may have.
Legal and Regulatory Compliance: To comply with our legal obligations, such as regulatory requirements from financial authorities, anti-money laundering laws, and tax laws.
Marketing Communications: With your consent, we may send you marketing communications related to our services, offers, and other products that may be of interest to your business.
3. How We Share Your Information
We will not sell, rent, or share your personal data with third parties for their marketing purposes without your consent. However, we may share your personal data with the following entities:
Third-Party Service Providers: We may share your data with trusted service providers who assist us in providing services such as credit checks, financial assessments, marketing, website maintenance, and customer support.
Regulatory and Government Authorities: In accordance with our legal obligations, we may disclose your personal information to government agencies or regulatory bodies, such as HM Revenue & Customs (HMRC), the Financial Conduct Authority (FCA), or other relevant authorities.
Credit Agencies and Financial Institutions: We may disclose your financial information to credit agencies and banks for the purpose of assessing your loan application and creditworthiness.
4. Data Security
We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, use, alteration, or disclosure. This includes encryption, secure servers, and access control procedures. While we take all reasonable steps to protect your data, please note that no method of data transmission over the internet is entirely secure, and we cannot guarantee the absolute security of your information.
5. Your Rights
As a data subject, you have the following rights under the Data Protection Act 2018 and the GDPR:
Access: You have the right to request access to the personal data we hold about you.
Correction: You can request that we correct any inaccurate or incomplete data about you.
Erasure: You can request the deletion of your personal data, subject to certain conditions.
Restriction of Processing: You have the right to request the restriction of processing your personal data in certain situations.
Data Portability: You can request that we transfer your personal data to another organization in a structured, commonly used, and machine-readable format.
Objection: You can object to the processing of your personal data for direct marketing purposes or where we rely on legitimate interests as our legal basis for processing.
To exercise any of these rights, please contact us using the details provided below.
6. Cookies and Similar Technologies
Our website uses cookies to enhance your browsing experience. Cookies are small text files that are stored on your device and help us analyze website traffic, personalize content, and remember your preferences. We may also use other similar technologies, such as web beacons and tracking pixels.
You can manage your cookie preferences by adjusting the settings in your web browser. However, please note that blocking certain cookies may impact the functionality of our website.
For more information about how we use cookies, please refer to our Cookie Policy [insert link here].
7. Retention of Data
We retain your personal data for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of meeting any legal, accounting, or reporting obligations. Once your data is no longer needed, we will securely delete or anonymize it.
8. Third-Party Links
Our website may contain links to third-party websites or services that are not operated by us. We are not responsible for the content, privacy policies, or practices of third-party websites. We encourage you to review the privacy policies of any third-party websites you visit.
9. International Transfers
We do not typically transfer your personal data outside of the United Kingdom. However, if we ever do so in the future, we will ensure that appropriate safeguards are in place to protect your data, in line with data protection regulations.
10. Changes to This Privacy Policy
We reserve the right to update or modify this Privacy Policy at any time. Any changes we make will be posted on this page with an updated date. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your personal data.
11. Contact Us
If you have any questions about this Privacy Policy or our data practices, or if you wish to exercise your rights regarding your personal data, please contact us at:
Support
+44 330 1228 546
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